'Switch to digital mode. Read e-newspapers, e-books. Pay bills online; it is cheaper,' suggests Vijaylaxmi Unney.
To ensure a better financial future, resolve yourself to follow these simple money tips.
Before you take the leap, get your financial house in order
Proper documentation can help take half the pain out of filing your income tax return, says Amar Pandit.
Here are few quick tips which can help you to save a little on auto insurance premium.
Want to know how to claim tax deduction on property income you earn? Do you know how to withdraw unclaimed EPF money?
In the final part of this series on how salaried employees can save taxes Anil Rego of Right Horizons gives some smart tips on, what else, but saving taxes.
Sandeep Shanbhag offers tips on post Budget taxation rates.
Do not go for riskier options like co-operative bank only for the higher return. Even if you go for them, park only a small portion of your capital there, say Tinesh Bhasin and Sanjay Kumar Singh.
'Planning for the transfer of assets to the next generation is an important aspect of financial and estate planning.'
Keep revising the sum insured at the time of renewal to keep it in line with inflation.
'Starting an SIP now and continuing with it is likely to translate into high returns over the long term.'
One of the most effective methods of lowering the incidence of income tax is by means of legal transfer of your sources of income among as many family members as possible, so that each family member enjoys the basic personal income tax exemption limits.
Most investment costs are bundled in with the financial product, and are often hidden in fine print, warns Erik Hon.
'Most young taxpayers prefer income tax filing to be flexible yet straightforward.'
Instead of only focusing on the tenure for which the best interest rate is available, investors should also focus on their own investment horizon.
'The number of leave accumulated sometimes goes up to 300.' 'The encashed amount is equivalent to almost 10 months' salary.'
Many of them are housewives looking to increase income in households struggling with the economic devastation caused by COVID-19.
The returns from liquid funds, currently, look better than what savings accounts of leading banks are offering, points out Sarbajeet K Sen.
While it may be justifiable to pay a higher expense ratio in a fund that outperforms, you should definitely exit one whose performance is below par, says Sanjay Kumar Singh
Many senior citizens fail to disclose certain incomes like interest, commissions, or dividends in their ITRs.
Direct tax expert Vikas M Gandhi offers some valuable tips.
Naveen Kukreja explains the finer points to keep in mind while planning for your retirement.
These funds can fetch double-digit returns over the long term which debt tax-saving products can't.
Post your financial planning queries for rediffGURU and financial planning expert, Colonel Sanjeev Govila.
We have a few tips that will help you to tide over the crisis.
Learn about the best tax saving investments and options for the assessment year 2010-11).
'Try to buy a policy with a lower sum assured or one with a deductible.' 'Those whose spouses work for companies must get themselves enrolled into the employer's group health cover.' 'Some public sector banks also offer group health covers to those who open a savings account with them.'
'Set aside around six months' monthly expenses for emergencies.' 'Keep this money in safe and liquid options, such as liquid funds and fixed deposits.'
It is important to have the necessary documents on hand to verify the information in the form.
A mistake here can prove costly.
Investors need to evaluate how they stack up against other high credit quality fixed-income options before putting money in them.
'You need to have enough funds to maintain the primacy of public transport and it should not suffer because of lack of funds.'
'The long maturity of these funds makes them well-suited for long-term financial goals such as saving for retirement or children's education or marriage.'
Selling property below market value can lead to litigation. Tinesh Bhasin offers tips on how to avoid it.
Apart from SIPS and STPS, value- averaging can help investors make more money, says Devangshu Datta.
(Because things will only get more expensive from this point onwards)
In an hour-long chat on Thursday, direct tax expert Vikas M Gandhi offered some valuable tips on how to save tax.
In an hour-long chat on rediff.com on Thursday, direct tax expert Vikas M Gandhi offered many valuable tips.
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